Terms of Use

The agreement for using this website and the Cashera connection service — written in sentences, because terms you can actually read are terms that actually inform.

1. The Service

Cashera operates a free loan connection service: we transmit your request to lenders in the Cashera Capital network and present any offers that return. We are not a lender, do not make credit decisions, and are not a party to any loan agreement you sign.

2. Using the Service

You must be 18 or older and a U.S. resident to submit a request, and the information you provide must be accurate and yours. Submitting a request authorizes the soft-inquiry matching step and transmission of your data to network lenders as the Privacy Policy describes.

Accuracy is both a term and a kindness to yourself: misstated income or identity details stall or void requests, and knowingly false information in a credit application carries legal consequences that no website's terms need to add to.

3. No Guarantee of Offers or Terms

Submitting a request does not guarantee offers, approval, amounts, rates, or timing. Offers depend on lender participation, state licensing, and your profile. All figures on this site — examples, ranges, calculator outputs — are estimates and educational content, not commitments.

4. Your Agreement Is With the Lender

Any loan you accept creates a contract between you and that licensed lender alone. Its terms — APR, fees, schedule, remedies — are stated in its agreement, which controls over anything on this site. Read it before signing; the glossary exists to make that reading easy.

5. Site Content and Education

Guides, tools, and examples on this site are general education, not financial, legal, or tax advice for your specific situation. We work to keep content accurate and current, and you should verify material terms against primary documents — offers, agreements, and official sources.

6. Acceptable Use

Do not misuse the service: no false identities, no automated scraping or interference, no attempts to breach security, and no use that violates law. We may decline or discontinue service where these terms are violated.

7. Disclaimers and Limitation of Liability

The service is provided as-is, without warranties of uninterrupted availability or of outcomes. To the maximum extent law permits, Cashera is not liable for indirect or consequential damages arising from use of the site or service, or from agreements between you and any lender.

8. Changes, Governing Law, and Contact

We may update these terms by posting the revised version here; continued use after posting is acceptance. U.S. law governs, with venue as law provides. Questions: [email protected] or 6450 Cypress Lane, Suite 694, Tampa, FL 33635. Related: Privacy Policy · Advertiser Disclosure.